supplied wholesale jewelry Which banks can get virtual credit cards?

wholesale jewelry by tens 1. Pudong Development Bank E-GO card
The virtual credit card of Pudong Development Bank is a personal credit card account. Relying on the existence of physical cards, the annual fee is free of charge during the validity period. With card numbers, validity periods and other information, you can trade on the Internet or bind the functions of Apple Pay, Cloud Flash Payment and other functions, and cardholders can customize the duration and quota of the virtual card use.
Application conditions: Only physical card customers can apply for

2, Construction Bank Dragon Card E Payment Card
An independent virtual credit card specially dedicated to online consumption. Master Dada three card organizations, without specific card levels, can open or close the trading function at any time, have special functions and rights such as "full network transactions", "comprehensive protection", and "all currency payment". fee.
This application conditions: You can handle

3, Huaxia E-Pay card
Huaxia Bank's first non-physical electronic credit card, UnionPay version, MasterCard version, life-free for life-free Fees, support WeChat online cards, real -time transactions, multiple card numbers, can independently set up trading switches, single transaction limit, and a single -day cumulative transaction limit.
Application conditions: You can handle

4 without a physical card. The fastest one -minute card is issued, binding UnionPay QR codes, UnionPay mobile phone flash payment, or third -party payment such as WeChat and Alipay, online and offline consumption. The existing card without cards and personal credit card account shared uniform quota, billing date, and repayment date.

The expansion information:
In the risk of virtual credit card:
1. The card issuer is unknown
In principle, any non -bank financial institution has no right to issue a virtual credit card to issue a virtual credit card Essence However, some companies have launched a lot of virtual credit cards with commercial banks. Although on the surface, commercial banks are issuing virtual credit cards, but commercial banks are not an important role in the acceptance, review and collection of credit cards.
Is even some third -party institutions, providing corresponding technical support and background risk control for virtual credit cards, and loan interest rates are higher than ordinary bank credit cards. In such a case of unknown cards, cardholders are likely to be charged some unknown fees.

2, virtual currency
. When the cardholder uses a virtual credit card, the cardholder is paid by financial institutions in advance. Especially when the cardholder uses a virtual credit card to shop on a third -party payment platform, it is equivalent to creating a "basic currency" for online consumers, and the impact is still greater.

3. The processing process is not clear
The processing process of general bank credit cards is: cardholders apply, bank approval, pro -interviews, pro -signing, parental nuclear, and then issue cards. The virtual credit card is the application, the card issuance, the payment. Such a card processing process is not clear, and even a bit "simple".
The credit card application procedures are too simple. If you do not need to write a signature or seal to confirm, it may cause infringement such as collars and unauthorized payment. Strictly speaking, there is still a certain gap in virtual credit cards in compliance with regulatory standards.

Coloning the virtual credit card:
Although the virtual credit card does not have a physical card, as a credit card, its cancellation method is the same as the physical card. Essence
If want to cancel the virtual credit card, it is recommended to dial the card travel customer service, transfer to artificial services, and submit to customer service to cancel the virtual credit card application. The customer service will allow the cardholder to provide the valid identity ID number when the card is processed to verify the cardholder's identity. After confirming that it is correct, it will help the cardholder to cancel the credit card.

The cancellation of virtual credit card:
1. The cancellation of the virtual credit card must be handled by themselves. You cannot do it on your behalf. It is affiliated to the physical card, which needs to be treated differently. The account can be sold directly, but the affiliated card can only be sold.
2. Regardless of whether it is a card sales or an account, the cancellation of the virtual credit card must also be processed without arrears, no balance, that is, all arrears in the card must be repaid, and there is no overflow of payment;
3 , Like a physical card, a virtual credit card also has a 45 -day transition period. It must be ensured that there is no arrears or balance during this period, otherwise it will not be successful.
4, the virtual credit card is relatively safe. If you just do n’t want to use a card, you do n’t need to sell the card. You can turn it off if you use it. More convenient.